More for your team. Less on the books.
There are tax-advantaged ways to put more take-home pay in your employees’ pockets and strengthen their benefits — often while reducing what the business pays in payroll taxes. Let’s look at what actually fits your company.
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The basics
A smarter benefit, not a bigger budget
Most owners assume better benefits always mean a bigger bill. That’s not always true. There are tax-advantaged benefit strategies that increase your employees’ take-home pay and can lower the company’s payroll-tax burden at the same time.
The key word is alongside. This is designed to complement the health coverage you already offer — not replace it or disrupt it. Your team keeps what they have and gains something on top.
Every company is different, so this starts with a look at your situation. If it’s a fit, the numbers speak for themselves. If it isn’t, I’ll tell you that too.
And the conversation doesn’t have to stop at employee benefits. Owners often ask about strategies for themselves — infinite banking, cash-value policies, paying off debt faster. I work with subject-matter experts in those areas and bring the right one to the table, and the Debt-Free Living page covers the mortgage-payoff side in plain English.
How it works
How we evaluate the fit
Look at your payroll and benefits today
A quick review of how your team is paid and covered, so any recommendation is built on your company’s own numbers.
Design something that complements it
A structure that sits on top of your current coverage and aims to raise take-home pay.
Show the impact both ways
What it could mean for employees’ paychecks and for the company’s payroll costs — clearly, before you commit to anything.
What you get
What it’s designed to do
- Increase employees’ take-home pay
- Create potential payroll-tax savings for the business
- Work alongside your existing health plan, not replace it
- Keep things simple and compliant for your team
This is likely a fit if…
- You have W-2 employees and want to strengthen their benefits
- You’d like to improve retention without raising your costs
- You want to see the numbers before deciding
It might not be the right fit if…
- You’re a solo operator with no employees yet
- You’re looking to replace your group health plan entirely
Not sure which way you lean? That’s exactly what a quick, no-pressure conversation is for.
Common questions
Business Health — questions people ask
The honest answers, up front. Anything else, just ask Ken.
No. It’s designed to work alongside what you already offer. Your team keeps their existing coverage and gains value on top of it.
The goal is the opposite — more value with minimal hassle. We handle the heavy lifting and keep the employee experience simple.
No catch — it’s about using tax-advantaged structures correctly. If your company isn’t a good fit, I’ll say so rather than force it.
A short strategy call. We look at your payroll and benefits, and I show you whether the numbers make sense for your business.
Yes. Once the team is taken care of, many owners ask about infinite banking and cash-value strategies for themselves. I work with subject-matter experts in exactly that space and can bring one into the conversation. The Debt-Free Living page is the plain-English overview of the related strategy.
Beyond insurance · Membership, not insurance
Legal & identity protection
Ken also offers LegalShield memberships for families and businesses — steady access to a provider law firm for advice, letters and calls, document review, and will preparation, plus IDShield identity protection.
Business Health
Better benefits for your team — without the bigger bill
There are tax-advantaged ways to give your employees more take-home pay and stronger benefits, often while lowering what the business pays in payroll taxes. Let’s look at what actually fits your company.
- More take-home pay for your employees
- Potential payroll-tax savings for the business
- Designed to work alongside your current coverage — not replace it
Start with a no-obligation strategy call — if the numbers don’t work for you, you’ll know quickly.
Availability varies by state.